BECOMING A HOMEOWNER IS A BIG DEAL. 

And if the price of your next home is on the higher end of the scale, 

you’re probably in search of an unconventional loan. Our (Jumbo) Smart Loan 

 has the luxuries you’re looking for, plus a lot more, including: 

A LOWER DOWN PAYMENT  

Forget putting 20% down, because a (Jumbo) Smart Loan allows you to 

buy a home with a down payment as low as 10.01%.

HIGHER DEBT-TO-INCOME 

 A max of 45% DTI is allowed for a (Jumbo) Smart Loan, 

significantly higher than other jumbo loans.

NO MORTGAGE INSURANCE 

 Unlike most conventional loans on the market, a (Jumbo) Smart Loan

doesn’t require you to pay mortgage insurance. 

A SIMPLIFIED PROCESS 

 Only one appraisal is required in most cases, and there’s less  

self-employed documentation than your average (jumbo) Smart Loan.

AVAILABILITY FOR PROPERTY INVESTMENTS 

 Unlike other jumbo products on the market, a 

(Jumbo) Smart Loan can be used for investment properties.

ACCESS TO YOUR HOME’S EQUITY 

With a (Jumbo) Smart Loan, you can take cash out with a loan 

amount of up to $4 million on all property types.

If you’re ready to live large through our (Jumbo) Smart Loan, 

let’s talk about an option that’s right for you